October is Long-Term Care Planning Month. Long-term care is a variety of non-medical, personal care services that aid with daily living activities for seniors in need. In many cases, Medicare and other health insurance plans do not cover most long-term care services.
A lack of planning leaves many seniors unprepared for long-term care needs. Most of the time they do not receive enough benefits to pay for long-term care needs nor do they have assets to cover the expense. People with Alzheimer’s disease or other cognitive impairment should begin planning for long-term care as soon as possible. If you have not planned for long-term care for yourself or an aging parent, you are not alone, and it is not too late to start planning for long-term care needs.
Continuing Care Retirement Communities provide housing options, including independent living units, assisted living and nursing homes, all on the same campus. Nursing facilities, or nursing homes, are the most service-intensive housing option, providing skilled nursing services and therapies as needed.
For many seniors staying in home becomes no longer possible. Some reasons for this are…
- The condition of their home
- Home is unable to be modified
- How “aging-friendly” their community is?
- Tax and legal issues
When your current residence and community cannot support your needs as you age, it is important to begin the search for one that can. Nursing homes are a good place to start finding the long-term care you need.
Since we cannot predict the future, planning gives you the opportunity to explore the options available essentially giving you more choices. Before deciding, talk to a family member, a health care provider, or a social worker that can help you understand long term care more.
If you have questions or would like more information regarding long term care planning, reach out to us via our contact page. The Little Nursing Home offers personalized services and accommodations that you can trust
We look forward to hearing from you!